Generally speaking, if a debt collector is attempting to contact an individual who owes or who is believed (by the individual's creditor) to owe a debt, the debt collector may legally contact the individual by phone to solicit payment of the debt. The fact that the individuals' name appears on state or federal "do not call" lists will typically not affect the rights of companies that the individual is obligated to pay (i.e., creditors or debt collectors).
I am on the “Do Not Call” list. Are debt collectors allowed to telephone me?
Teresa
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